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The "difference" in the buy term and invest the difference strategy is the difference in ______________ between term life insurance and whole life insurance.
A. Premiums B. Average insured's life expectancy C. expense loads D. dividends
The primary reason life insurance policies have a savings element is to allow the:
a. Insured to accumulate funds to aid in the long term financing of private business enterprises
b. Insured to obtain lifetime protection at a level premium
c. Insurer to reduce the cost of insurance by investing money at high interest rates
D. Insured to have money for old age or for other purposes.
Find the lump sum deposited today that will yield the same total amount as this yearly payment (made at the end of each year for 20 years at the given interest rate, compounded annually). $9500 at 4%
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What type of risk was measured and accounted for in Parts b and and should this be of concern to the hospital's managers?
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