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Determining a borrower creditworthiness

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In order to give any kind of loan - be it a small business loan, credit card, home equity loan, etc. - the lender has to determine the borrower's ability to repay the loan, or creditworthiness. Throughout history, money-lenders and banks have established different criteria for determining a borrower's creditworthiness. Some examples of criteria medieval banks would have used to establish creditworthiness. EXPLAIN

Reference no: EM132387911

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