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Personal Financial Planning
Discussion: (Retirement Planning)
1. Consider defined-benefit retirement plans and defined-contribution retirement plans and document the primary characteristics of each. Specifically, contrast the responsibilities of the employer in administering each plan.
Consider the following questions:
~ Which plan is riskier for an employer? Which plan is riskier for an individual employee?
~ Which provides the individual employee with more resources at the conclusion of employment?
~ What are the personal income tax considerations for the individual employee once payments commence under each plan?
(Note to document references in APA format.)
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