Reference no: EM132347064

Learning Outcomes

a) be able to demonstrate role in Banking in the economy (Tasks 1, and 2)

b) be able to identify and manage the risk effectively (Tasks 2)

c) be able to form strategies to mitigate risk in organizations (Tasks 3)

The tasks are listed below:

The global banking industry has been transformed from a traditional concept of lending and borrowing to a one-stop banking . in other words banking at your desktop or palm top. The developments taken place over the recent times in the banking industry, not only given the opportunity to the different banks to compete among themselves but also to the stakeholders, especially to the customers various options not only to be selective but also to be more protective.

Based on the above, you are required to answer the question in task one by substantiating and supporting your arguments with relevant examples at global, regional and national level.

Task 1: Identify and Compare by selecting any one bank from the following categories

a. Role of Central Bank, Scope, functions, (500 Words)

b. Role of any Commercial Bank, Scope, functions, products and Services (500 Words)

c. Role of any Specialized Bank, scope, functions, products and services (500 Words)

d. Role of a any foreign bank, scopem, functions, products and services (500 Words)

A major issue for banks today is how best they are able to understand and execute the word RISK. Success, growth, sustainability, as well as the failures

of the banks, entirely depends on their articulation of the
word RISK. Each risk has its own impact on the bank's performance. Cumulatively these risks can lead to the collapse of the entire financial system.

In task 2 you are required to discuss, the way you understand the word RISK from the banking point of view while in task 3 you have to explain how you will manage and mitigate the risks.

Task 2: Banks and businesses encounter several risks in the course of their operations.

Risk Significance Scope Examples Your understanding

(Maximum word limit: 1000 words)

Task 3: Based on the risks you have identified in task 2, select any FIVE risks of your choice and explain with appropriate examples how it will have impact on the financial statements of a bank balance sheet.

Risk Explaination Examples

• Off-balance sheet/on balance sheet

• Trading book/banking book (Maximum word limit: 1000 words)