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About long-term disability policy

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Jack and Jill are both 55 and have come to you to inquire about a Long-Term Disability policy. They are concerned about Long Term Care, but don't like the fact that they don't get anything back from a traditional long term care policy if they don't end up having a claim. Please explain one type of policy they should consider. Please explain the features, requirements, and considerations for your recommendation.

Reference no: EM133305711

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