Security related to credit cards, Other Subject

Security

Credit card safety relies on the physical safety of the plastic card in addition to the privacy of the credit card number. Consequently, whenever a person other than the card holder has access to the card or its number, security is potentially compromised. Merchants often accept credit card numbers with no extra confirmation for mail order purchases. They though record the delivery address as a security calculates to reduce fake purchases. Various merchants will admit a credit card number for in-store purchases, upon which access to the number permit simple fraud, but many need the card itself to be there, and need a signature. Thus, a stolen card can be cancelled, and if this is complete rapidly no fraud can take place in this way used for internet purchases, there is occasionally the same level of security as for mail order (number only) therefore involve only that the cheater take care about collecting the goods, but frequently there are additional measures.  The major one is to need a security PIN with the card, which need that the thief has access to the card, as well as the PIN.

A supplementary characteristic to secure the credit card transaction and ban the use of a misplaced credit card is the MobiClear resolution. Every transaction is valid through a call to the user cellular phone. The transaction is free once the deal has been definite by the cardholder approaching his/her pincode during the call.

The PCI DSS is the security standard issued by The PCI SSC (Payment Card Industry Security Standards Council). This data security standard is used by acquiring banks to impose cardholder data security measures ahead their merchants.

Posted Date: 10/13/2012 1:26:48 AM | Location : United States







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