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Mr Jorgee Klouni borrowed $160,000 from the bank with terms requiring that the loan be repaid in equal installments every month over a period of five years with a quoted interest rate of 5.75 percent. Compute the effective rate using the compound interest rate method.
A. 12.59%
B. 13.09%
C. 13.59%
D. 14.09%
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