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Personal Finance1. If you credit application is denied, youa. are entitled to know the specific reason you were denied creditb. can have the police send a detective to investigate the lenderc. don`t have any rights provided by lawd. can take your case to small claims court for a jury trial
2. If creditors give you no credit for payments made during the billing period, this is called thea. discount methodb. previous balance methodc. adjusted balance methodd. average daily balance method
3. peril is defined asa. the refusal by an insurance company to pay for the covered lossb. the cause of a possible lossc. the cause of riskd. an uncertainty as to loss
4. Which of the following may result in much of your personal financial information becoming part of the public record?a. marriageb. applying for financial aid at a collegec. purchasing a house with a mortgaged. divorce
5. If a credit card has a provision allowing you to make purchases beyond the stated credit limit, it is referred to asa. purchase protection planb. overdraft protectionc. grace periodd. opt out provision
6. The loan contract identifies all but which of the following?a. credit scoreb. amount of the loanc. interest rated. loan repayment schedule
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