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I am looking for assistance in the area of services of a stock broker and estate planner. I understand that they are individuals that assist people of all income variations who are attempting to set money aside from their financial earnings to invest in the market. The investment with the assistance of the chosen broker can assist in increasing ones net worth and/or savings for their financial future. As they assist in determining ones risk tolerance level and informing you of the stocks/bonds that are available on the market, how/when to diversify - the basics of how to invest properly and wisely. These funds can be used from ones 401(k), savings or other means - this is dependent on the individual. However, my question is - say an individual was vested with a company which went under and was wishing to gather the assistance of a broker - how could that party assist/what services could/would they offer to assist in their financial security until another position was found in the global marketplace? Is this a wise move or should they hold their finances?
Also an estate planner is a party that will assist in drafting of wills/estate planning for dispersement for heirs after ones departure - when would/should one utilize these services of putting their affairs into order? I personally think it should be done as soon as possible to lessen the burden on those left behind - but am looking for thoughts/opinions/assistance from this forum on this and the above question.
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