Social health insurance systems, Biology

Social Health Insurance Systems

The systems of social health insurance are generally characterised by independent or quasi-independent insurance funds. They rely on payroll contributions marking a clear link between their contributions and their right to a defined package of health benefits. The state generally defines the main attributes of the system although the funds are generally non-profit and supervised by the government. Unlike in the case of national health service systems, the payroll base for the social health insurance systems generally insulates the system from the uncertainties of budgetary allocations. However, social health insurance contributions alone may not be adequate to fully fund the healthcare costs, especially when the system is intended to cover a broader population than those who contribute. It may thus require an infusion of resources from general tax revenues too. Additional subsidies may also come from external aid or earmarked taxes. Social contributions (which also carries a component from the employer’s side) may have a deleterious effect on employment and economic growth if they increase labour costs. Social health insurance systems often cover only a limited population such as those in large formal sector enterprises as it is difficult to add the informal sector workers to the covered population. They are also difficult to manage as they involve more complex interactions among players. Some of the preconditions which might lead to the successful development of the social health insurance systems in developing countries are:

(i) Level of income and economic growth;

(ii) Dominance of formal sector vis-à-vis informal sector;

(iii) Population distribution with growing urban population;

(iv) Existence of room to increase labour costs;

(v) Strong administrative capacity;

(vi) Quality healthcare infrastructure;

(vii) Stakeholder consensus in favour of social health insurance along with political stability and rights; and

(viii) Ability to extend the system to informal workers with the institutional machinery required to collect regular contributions from them.

It is therefore important to examine the specific socio-economic, cultural, and political contexts and determine whether the setting and the timing are right for implementing such a system.

 

Posted Date: 12/17/2012 1:36:25 AM | Location : United States







Related Discussions:- Social health insurance systems, Assignment Help, Ask Question on Social health insurance systems, Get Answer, Expert's Help, Social health insurance systems Discussions

Write discussion on Social health insurance systems
Your posts are moderated
Related Questions
What is the phenomenon of apical dominance in plants? How can it be artificially eliminated? Apical dominance is the phenomenon by which high (over the positive range limit) au

MN blood group in humans is under the control of two co-dominant alleles M and N. Blood typing results of a population having of 1349 individuals showed that:  -  363 persons h

Explain the terminology Niche ? The term niche is used often in ecology, and its meaning has been defined and interpreted in various ways over the years. An organisms niche has

Polymorphism in Lysosomes Polymorphism, i.e. existence of a structure in more than one form, is an important feature of lysosomes. Several different forms of lysosomes have been

Q. What is Pulmonary Veins in Normal Pulmonary Vasculature? The right and left upper lobe or superior pulmonary veins descend lateral to the arteries, cross in front of the hil

1. Write general characters of phylum mollusca and classify it upto classes, giving at least two examples of each class.

P u l l orum disease (bacillary white diarrhea) This disease is caused by poultry-adapted strain of Salmonella genus- Salmonella Pullorum and considered an important hatc

What is Dinoflagellates ? Dinoflagellata or dinoflagellates , are characteristically unicellular photosynthetic organisms that usually have two flagellae. One flagellum typi

Explain Isoniazid It is the drug of choice for treatment of latent TB infection. It should be given for 9 months in a single daily dose of 300 mg for adults and 10 mg/kg (max 3

Myasthenia Gravis Myasthenia gravis (severe muscle weakness) is characterised by muscular fatigue in the wake of very little exercise. It may be apparent after a short period o