Fees charged to customers in credit cards, Other Subject


The main fees are for

  • delayed payments or late payments
  • Charges that result in more than the credit limit on the card (whether done deliberately or by mistake), called in excess of limit fees
  • Revisit cheque fees or payment processing fees (e.g. phone payment fee)
  • Cash proceeds and convenience cheques (often 3% of the amount). Transactions in a foreign currency (as much as 3% of the amount). only some financial foundations do not charge a fee for this.
  • Membership fees (annual or monthly), from time to time a percentage of the credit limit.
  • switching rate loading fees (these may occasionally not be reported on the customer's statement, even when they are functional)
Posted Date: 10/13/2012 1:53:05 AM | Location : United States

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