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How competitive is the market for banking services? A: With above 7,000 banks and thrifts in the U.S., banking is one of the so many competitive industries in the world. Refer the subsequent characteristics of the American financial services marketplace:
a) There are more banks per citizen in the U.S. as compared to in any country in the world.
b) There are nearly four times much more deposit-taking institutions in the U.S. as compared to in the 15 nations of the European Union, Switzerland, Canada and Japan combined.
c) More than 7,300 credit unions, 5,000 securities brokers, 2,500 mortgage companies and 1,500 finance companies today vie for consumers' business.
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