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Carmen Viers lost everything to a fire and has spent the last eight weeks living in a motel room at a cost of $2,463. Her dwelling, which was destroyed as a result of a lightning strike, was insured with an HO-2 policy for $211,009. Prior to the? loss, her home was valued at $230,000, her detached garage and pool house were valued at $26,761, and her personal property had an actual cash value of $78,020.
To make matters worse she sustained $10,000 in injuries while trying, unsuccessfully, to save her three Greyhound dogs valued at $6,000 each. How much of her total losses and expenses will be reimbursed if she has a $1,000 deductible?
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