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What the insurance principle
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Mike owns a Mini cooper but he does not purchase insurance for his car.
David owns a Vios and he purchase insurance for his Vios.

One day,Mike is driving his Mini cooper and going out with David. But Mike feels headache and let David drive his Mini cooper. However, accident occurs and David knock someone and that person is injured. That people request for claim for his injury.

Will David's insurer pay for the claims? What the insurance principle behind this scenario?




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