Already have an account? Get multiple benefits of using own account!
Login in your account..!
Remember me
Don't have an account? Create your account in less than a minutes,
Forgot password? how can I recover my password now!
Enter right registered email to receive password!
INTRODUCTION There are four major banks in Australia. Two out of the four major banks in Australia are chosen to be compared and analysed by the ratios calculated from the information given from the 2014 annual reports. The two competitive banks are ANZ and Westpac. In the same industry of the bank world, comparing and analysing the ratios is useful to determine the performance. Using this idea, the ratios calculated will show which bank will operate better mainly focusing on their profitability. Naturally banks are needed to face with different kinds of risks. Therefore by operating and maximising this sort of matter, the banks will show evidence of what risks they will overcome. By providing a better bank reputation, each bank is required to handle the risks more effectively so that more profit is made whilst minimising those risks that can affect the bank negatively. Furthermore this report will also fulfil the comparisons of the bank's performance by analysing the 16 ratios and discussing the impacts of the risks that will affect the performance of liquidity risk, credit risk and operational risk in comparison within ANZ and Westpac. CONCLUSION Overall, for a financial institution to perform well, both banks need to manage all the risks and also consider other risks as a combination. By comparing and analysing the ratios calculated for ANZ and Westpac, it is evident that Westpac performance as a bank is significantly superior to ANZ. To some extent, ANZ has an advantage towards Westpac. This is due to ANZ having a low interest expense and a high burden ratio compared to Westpac. By comparing ANZ's and Westpac's efficiency ratio, percentage ratio of Westpac is slightly lower than ANZ therefore states that Westpac operates somewhat more efficiently than ANZ. In conclusion, in order to increase income and reduce expenses, both ANZ and Westpac will continue to progress in a positive way and work hard toward their finances. To elaborate this, increasing the spread and reducing the burdens will overall direct the banks performance, either better or worst. But most of all both ANZ and Westpac need to reach a financial stability to continue to grow.
Calculate the NPV of this project.
Calculate the required rate of return for Mars Inc.'s stock. The Mars's beta is 1.2, the rate on a T-bill is 4 percent, the rate on a long-term T-bond is 6 percent, the expected return on the market is 11.5 percent.
wheel industries to evaluate their procedures involving the evaluation of long term investment opportunities. you have
based on the following information calculate the holding period return p0 10.00 p1 12.00 d1
Ponzi Corporation has bonds on the market with 14.5 years to maturity, a YTM of 7.50 percent, and a current price of $1,061. The bonds make semiannual payments.
which you justify the importance fo marketing research in the development of kudler fine foods marketing strategy and
you are buying a house for 250000 a. if i make a down payment of 50000 and mortgage the rest at 8.5 compounded monthly
The CCC Venture has issued convertible preferred stock to its venture investors. Each share of preferred stock is convertible into 0.80 share of common stock and pays an annual cash dividend of $0.25.
it is is true that Vertical integration involves the acquisition of competitors and Synergy is a common motive for mergers
The expected return on KarolCo. stock is 16.5 percent. If the risk-free rate is 5 percent and the beta of KarolCo is 2.3, then.
prepare a powerpoint presentation to present your findings. this assignment requires you to use excel make sure you
A law firm has thirteen senior and seven junior partners. A committee of 6 partners is selected at random to represent the firm at a conference. What is the probability that at least one of the junior partners is on the committee?
Get guaranteed satisfaction & time on delivery in every assignment order you paid with us! We ensure premium quality solution document along with free turntin report!
whatsapp: +1-415-670-9521
Phone: +1-415-670-9521
Email: [email protected]
All rights reserved! Copyrights ©2019-2020 ExpertsMind IT Educational Pvt Ltd