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Home loans typically involve “points,” which are fees charged by the lender. Each point charged means that the borrower must pay 1% of the loan amount as a fee. For example, if the loan is for $180,000 and 4 points are charged, the loan repayment schedule is calculated on a $180,000 loan but the net amount the borrower receives is only $172,800. Assume the interest rate is .75% per month. What is the effective annual interest rate charged on such a loan, assuming loan repayment occurs over 264 months? (Do not round intermediate calculations. Enter your answer as a percent rounded to 2 decimal places. Use a financial calculator or Excel.)
Construct a time series plot for number of vehicles sold. What type of pattern exists in the data? Construct a time series plot for vehicles sales. Comment on the underlying pattern in the time series.
Ettlie Engineering has a new catalyst injection system for your countertop production line. Your process engineering department has conducted experiments and determined that the mean () is 8.02 grams with a short-term standard deviation () of 0.035. ..
Describe the major phases of merger and acquisition activity and discuss how OD practitioners can contribute to successful integration.
Select one of the poorest countries of the world (one with under $1000 gross domestic product [GDP] per capita). Research your chosen country and provide answers to the following questions:
What is the productivity?
Identify two (2) personal strengths & two (2) personal weaknesses which promote or challenge your own abilities to be a leader. Create an action plan to overcome each weakness you’ve identified & outline the steps that you can take to grow in each ar..
Below is a table of data collected over a six-month period in a local grocery store. Construct a Pareto analysis of the data and determine the percentage of total complaints represented by the two most common categories.
Determining how many subordinates will report to each manager gives an organization its
Be sure to describe which of the Control Theory's would apply to the concept. Be sure to describe the system using feedback loops and a detailed narrative.
Determine one (1) key differentiating factor between the new approach to quality and performance management that you chose and past approaches. Indicate whether or not the new approach is likely to derive better performance results than past approach..
Using a yellow sticky approach (see p. 153), develop a project network for the “Now” Wedding. Create a schedule for the wedding using MS Project. Can you reach the deadline of January 21 for the “Now” Wedding? If you cannot, what would it cost to mak..
In recent years, one of the keys to using a mail questionnaire is the ability to direct the questionnaire to a specific individual, not just a position (e.g., Vice President of Marketing). The quality of the mailing list determines the sampling contr..
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