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Project your Social Security benefits at the organization's website. Many retirement plans suggest that you should create a lump sum of cash to generate enough interest income equal to about 80% of your current income. Calculate how much money you would have to save each month from now until retirement in order to achieve a lump sum large enough to yield interest income equal to 80% of your current income. How much would you need to save each month? Let's discuss.
If you would like some help with the time value of money calculations, Excel can be a very handy tool. The site below provides instructions on how to do time value of money calculations in excel:
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