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Implied Contracts. Ralph Ramsey insured his car with Allstate Insurance Co. He also owned a house on which he maintained a homeowner’s insurance policy with Allstate. Bank of America had a mortgage on the house and paid the insurance premiums on the homeowner’s policy from Ralph’s account. After Ralph died, Allstate canceled the car insurance. Ralph’s son Douglas inherited the house. The bank continued to pay the premiums on the homeowner’s policy, but from Douglas’s account, and Allstate continued to renew the insurance. When a fire destroyed the house, Allstate denied coverage, however, claiming that the policy was still in Ralph’s name. Douglas filed a suit in a federal district court against the insurer. Was Allstate liable under the homeowner’s policy? Explain. [Ramsey v. Allstate Insurance Co., 2013 WL 467327 (6th Cir. 2013)
As a police officer, you pull someone over. After searching their vehicle, you confiscate several ounces of marijuana. The computer system is down so you cannot chronicle this bust. Your partner tells you that his wife is sick and he could really use..
Does the fact that the military plays a dominant role in Ecuadorean political life undermine Texaco’s claim that its environmental practices are justified because the government of Ecuador permitted them? Explain
Banks engage in proprietary trading as part of their operations. Briefly speculate on why they now must adhere to much more stringent trading activity as a result of the 2008-09 financial crises.
Calculate the following exchange rates (ZAR and USD refer to the South African rand and U.S. dollar, respectively). The current ZAR spot rate in USD that would have been forecast by PPP.
Discuss the various types of radiation that a safety professional might encounter and some methods for protecting oneself against it
Five-paragraph review of the Sinshelmer, Grout, Namkoong, Gottlieb, and Latif (2007) dry cleaning article,including an explanation of the common dry cleaning process using perchloroethylene (PCE), problems with PCE,and a review of options to PCE pres..
Far North Outfitters is a retail phone-catalogue company that specializes in outdoor clothing and equipment. A phone station at the company will be staffed with either full-time operators or temporary operators 8 hours per day. Full-time operators, b..
What recommendations can you provide to Shawn and his team to help prepare them for anticipated problems and unanticipated problems?
During the semester, the library has 12 laptops available for checkout. people arrive to check out a computer once every 0.5 days, with a standard deviation of 1 day; on average, how many students are on the waiting list? on average, how many compute..
Features And Aspects Of Activity Based Management
Explain changes to the compensation and incentives at your company that are necessary to reinforce your recommendations and increase efforts for continuous improvement throughout the organization. Explain how your plan motivates employees, custome..
Calculate optimum production batch size, production run, annual production rate, lead time, safety stock, and total annual cost, length of a production run, and cycle time with help of following information:
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